personal finance Books

  • THE MILLIONAIRE NEXT DOOR. A classic personal finance read. The book relies on extensive research to explore the habits of those who have successfully built and maintained wealth. Spoiler alert: These are not the names and faces you see on TV, but the average unassuming couple living next door living a modest lifestyle and driving a used car. Check out my full review of the book here

  • THE OPPOSITE OF SPOILED. A must-read for any parent. NY Times money columnist Ron Lieber equips parents with practical advice about raising kids who are "grounded, generous, and smart about money.”

  • THE ONE-PAGE FINANCIAL PLAN. The most accessible and to-the-point personal finance book I’ve read. If you want to dive deeper into financial planning and prefer a DIY approach, this is worth your while.

  • GET A FINANCIAL LIFE. An excellent read for graduates or any young professional in their 20s and 30s. This book provides comprehensive Personal Finance 101 advice with easy-to-follow guides and tips.

  • MAKE YOUR KID A MONEY GENIUS (EVEN IF YOU'RE NOT)An excellent read for parents of kids age 3 to 23. The book is laid out by age so you can conveniently flip to the appropriate section for your stage of parenting.


financial Tools and Products

  • Expense tracking: MINT.  Having control over your money begins with spending awareness, and my favorite expense-tracking tool is Mint.  Be sure to check out my best practices for using Mint.


  • Life insurance: HAVEN LIFE and POLICYGENIUS.  It's becoming easier to get life insurance online.  If you're in good health, you can get up to $2 million of term life insurance without a medical exam through HavenLife. Policygenius also offers other types of insurance policies as well.  For those who prefer having the guidance of an insurance professional, seek out an independent agent. 



  • Robo-advisor: BETTERMENT and WEALTHFRONT.  Robo-advisors are my preferred method of investment management for most investors in their 20s and 30s, and these are my top two picks.  For a small fee (0.25% annually for both Betterment and Wealthfront), the robo-advisor automatically invests your money and rebalances your portfolio according to criteria you define — a time-efficient and cost-efficient solution for investing.



  • Bank: CAPITAL ONE 360 and ALLY.  Everyone needs somewhere to keep their cash savings.  These two online banks have strong reputations, great client reviews, no fees, user-friendly convenience, and around 1% APY (annual percentage yield) on cash savings.

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personal finance Blogs and columns

  • NERDWALLET. The go-to site to learn about personal finance and compare financial products.

  • YOUR MONEY in The New York Times. Anything by Carl Richards or Ron Lieber will be insightful and well worth your read. 

  • STUDENT LOAN HERO. Questions about student debt? Student Loan Hero is a great resource with loads of helpful information on everything from refinancing, consolidation, default and repayment strategies.

  • DAUGHTERHOOD. If you’re struggling to navigate the care of your aging parents, Daughterhood is an amazing resource and community just for you.


how to find a financial planner

If you need guidance on your financial roadmap or managing your money, a financial planner can help.  I recommend finding an advisor who is:

  • Fee-only, compensated only on their advice (and not on product commissions), and
  • Held to a fiduciary standard.

Two great resources for finding fee-only advisors who adhere to a fiduciary standard are the XY Planning Network and NAPFA.