ARE YOU READY TO BRING CLARITY AND UNITY TO YOUR MONEY?
Money causes more marital conflict than perhaps anything else. Most couples lack a united vision for their money, let alone a plan for achieving it together.
What dreams do you have for your life together?
Are your finances getting you there?
Does your use of money reflect what’s most important to you as a couple?
Invest in your relationship and your future by creating a joint financial plan that will orient your money around what matters to you most. Through interactive worksheets, instructional videos, and guides to the essentials of personal finance, this 6-week course will walk you step-by-step through creating a joint financial plan and equip you to achieve your financial goals.
TACKLE THESE ESSENTIALS WITH MERGE
> Create a combined budget with tools to increase spending awareness going forward
> Organize your accounts and financial life
> Create an organized picture of your combined wealth
> Create actionable shared financial goals and understand how to accomplish them
> Understand what types of insurance you need
> Get the essential answers to the most common financial questions and needs for young couples
> Lay foundations for healthy communication around money
> Understand what is driving your decisions around money and why
> Develop foundational money habits to help you build and enjoy your money
HERE'S WHAT YOU GET WITH MERGE
Weekly course objectives and action plans to keep you focused
Worksheets and checklists each week to help you execute and stay organized
Budget and net worth spreadsheets that you can use for years to come
Instructional videos walking you through the course material
Essential need-to-know personal finance education
Our best tips and best practices from almost a decade of advising hundreds of couples on communicating and managing their money
WHO IS THIS CLASS FOR?
MERGE is designed primarily for engaged and newlywed couples. However, any couple (new or old) that wants to create a united front around money will benefit from the course.
Any two people in a relationship bring to the table different sets of money experiences, preferences, strengths, weaknesses, and priorities. You’ve probably already encountered some sticky money conversations through dating, engagement, and wedding planning. Let me help you create a united vision and plan for your money that will reap benefits for years to come.
This course is for couples with questions about:
How to set actionable and achievable financial goals
How to best use your money to achieve your shared goals
How to develop and stick to a shared budget
How best to blend your finances, organize your accounts, and manage your combined financial world
How to tackle debt
How much you should be saving
How to improve communication around money
How to prudently invest your money
How much life insurance you need
Financial Planner & Creator of MERGE
On a personal level, I get it. My husband and I have been together for over 10 years and have run into the same questions, tensions, and problems around money you have. We’ve moved, changed jobs, started businesses, raised kids in an expensive city, navigated extended family, and cared for aging parents.
Professionally, I’ve seen it all. In nearly a decade of working as a financial planner in New York City, I’ve walked alongside hundreds of couples and helped them navigate the art and science of managing their money and dreams. This course distills into one package the essential answers to the most common questions and needs I’ve observed over the years.
I’ve been featured in The New York Times, The Wall Street Journal, Forbes, and other publications, with a focus on elevating financial literacy in our communities and the behavioral side of money.
I am a fee-only CERTIFIED FINANCIAL PLANNER™, a CPA, and the founder of Ford Financial Solutions, LLC in New York City. I specialize in working with young couples and families navigating the many life transitions that occur in their 20s and 30s.
Read Julie’s full bio here.
Week 1: Creating a Combined Net Worth Statement
- Determine your combined net worth.
- Learn the essentials on credit reports and scores.
Week 2: Money & Your Values
- Identify the values that drive your individual and collective financial decisions.
- Establish your shared values regarding money.
Week 3: Creating Shared Goals
- Set your joint financial goals.
- Learn the top three foundational goals to prioritize.
- Learn how to balance savings and debt.
week 4: CreatE a Joint BUDGET
- Learn the essentials of budgeting.
- Create your own joint budget.
week 5: Spending Awareness & getting Specific with Goals
- Learn to use Mint to track your budget.
- Learn to adjust your spending and savings to achieve your goals.
week 6: Merging Accounts & Setting Habits
- Establish roles and routines to manage your financial world.
- Merge and organize your bank accounts.
- BONUS 1: Post-wedding Checklist
- BONUS 2: Investing 101
- BONUS 3: Overlooked Insurance Policies
- BONUS 4: Life Insurance 101
- BONUS 5: Estate Planning 101
FREQUENTLY ASKED QUESTIONS
Do you offer refunds?
Absolutely. We will offer a full refund to couples who complete the entire course and are not satisfied. Please provide us with your completed checklists, worksheets, and spreadsheets (within 2 weeks of completing the course) and share your feedback, and we’ll be happy to offer a full refund.
How much time should I budget each week?
We recommend budgeting 30-60 minutes each week, though it will vary week by week. We suggest finding a consistent day and time of the week where you can sit down and dive into the content together.
What if we have questions during the course?
Email email@example.com with any technical or content-related questions at any time during the course. We will answer any clarifying questions about the content, though we will not be able to address questions about your unique situation. At the end of the course, you can engage Julie for a one-on-one planning session at a discounted rate to tie up loose ends and answer any lingering questions about how the content applies to your unique situation.
How is the class delivered?
The course content is delivered through weekly emails and tutorial videos. You will receive one email a week with that week’s assignment and any spreadsheets, worksheets, checklists, and education content attached to the email.
What if we need help after we complete the course?
For couples that complete the course and all course materials—checklists, worksheets, spreadsheets—you may engage Julie for a one-on-one planning session at a discounted rate. Prior to the call, she will review your course work and questions and will come prepared to provide immediate recommendations and guidance unique to your situation.
How long do I have access to the materials?
All content is delivered by email, so just save the emails and you’ll always be able to reference the material in the future. You will have access to course videos for 12 months.
get merged today
THE ENTIRE 6-WEEK COURSE (including all 5 bonuses)
We are thrilled to offer this course and have thoughtfully created content we believe will provide great value to you. That being said, please keep the following in mind as you embark on this course and implement changes to your financial world.
> This is not a one-on-one engagement, which means the content is not customized to your individual situation and needs. We speak to a variety of situations that may fit your needs, but you may have unique planning situations that are not fully addressed in the material.
> It is your responsibility to customize and implement recommendations made throughout the course.
> We are not providing tax, accounting or legal advice. We will raise several planning issues around taxes and legal planning issues and advise you to consult with an accountant and attorney to fully craft and implement the right planning strategies for your situation.
> FFS is not licensed to sell investment or insurance products and as such we do not profit from any of the recommendations made in the course that you choose to implement. We have no affiliation with the companies recommended in the course that may fit your needs for investment management and/or insurance.
The information in this course is provided “AS IS” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable laws, Ford Financial Solutions, LLC (“FFS”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. FFS does not warrant that the information will be free from error. None of the information provided in this course is intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non- securities offering.
The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall FFS be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if FFS or an FFS authorized representative has been advised of the possibility of such damages. In no event shall FFS have any liability to you for damages, losses and causes of action for accessing this site or using information in this course. Information in this course should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.