Let your FINANCES FUEL YOUR DREAMS
What are your dreams? Are your finances getting you there? Your wealth, regardless of how much or how little you have, can create opportunity and help you achieve your dreams. Take charge of your life by learning the essentials of personal finance.
Through interactive worksheets, instructional videos, and easy-to-understand guides, this 6-part online course will walk you step-by-step through creating a personalized financial plan and equip you to orient your money around what matters to you most and achieve your financial goals.
TACKLE THE ESSENTIALS
> Create a budget with tools to increase spending awareness going forward
> Organize your accounts and financial life
> Understand where to start when it comes to investing—how much, where, and how to invest
> Create actionable financial goals and learn how to accomplish them
> Understand what types of insurance you need
> Get the essential answers to the most common financial questions for young professionals
> Learn how to balance debt and savings
> Understand what is driving your decisions around money and why
> Develop foundational money habits to help you build and enjoy your money
HERE'S WHAT YOU GET
Weekly course objectives and action plans to keep you focused
Worksheets and checklists each week to help you execute and stay organized
Budget and net worth spreadsheets that you can use for years to come
Instructional videos walking you through the course material
Essential need-to-know personal finance education
Our best tips and best practices from almost a decade of advising hundreds of people to smartly manage their money
WHO IS THIS CLASS FOR?
ESSENTIALS is designed primarily for young professionals. However, the personal finance foundations taught in this course will benefit anyone who is ready to start fresh and learn how to better manage their financial life.
This course is for people with questions about:
How to set actionable and achievable financial goals
How to use your money to achieve your goals
How to develop and stick to a budget
How to organize your accounts and manage your financial world
How to tackle debt
How much you should be saving
How to prudently invest your money
What insurance policies you need
Financial Planner & Creator of ESSENTIALS
In nearly a decade of working as a financial planner in New York City, I’ve walked alongside hundreds of people and helped them navigate the art and science of managing their money and dreams. This course distills into one package the essential answers to the most common questions and needs I’ve seen over the years.
I’ve been featured in The New York Times, The Wall Street Journal, Forbes, and other publications, with a focus on elevating financial literacy in our communities and the behavioral side of money.
I am a fee-only CERTIFIED FINANCIAL PLANNER™, a CPA, and the founder of Ford Financial Solutions, LLC in New York City. I specialize in working with young professionals and couples navigating the many life transitions that occur in their 20s and 30s.
Read Julie’s full bio here.
PART 1: Creating a Net Worth Statement
Determine your net worth.
Learn the essentials of credit reports and scores.
PART 2: Money & Your Values
Understand what influences your financial decisions.
Establish your guiding values regarding money.
PART 3: SETTING Goals
Set financial goals.
Learn the top three foundational goals to prioritize.
Learn how to balance savings and debt.
PART 4: CreatE a BUDGET
Learn the essentials of budgeting.
Create a budget.
PART 5: Spending Awareness & getting Specific with Goals
Learn to use Mint to track your budget.
Learn to adjust your spending and savings to achieve your goals.
PART 6: account Organization & setting habits
Organize your bank and investment accounts.
Establish healthy money habits.
BONUS 1: Must-Have Insurance Policies
BONUS 2: Student Loans 101
BONUS 3: Investing 101
BONUS 4: Life Insurance 101
FREQUENTLY ASKED QUESTIONS
Do you offer refunds?
Absolutely. We will offer a full refund to individuals who complete the entire course and are not satisfied. Please provide us with your completed checklists, worksheets, and spreadsheets (within 2 weeks of completing the course) and share your feedback, and we’ll be happy to offer a full refund.
How much time should I budget each week?
We recommend budgeting 30-60 minutes for each module. You will receive two modules per week so about 1 or 2 hours of work a week in total, though it will vary week by week. We suggest finding a consistent day and time of the week where you can sit down and dive into the content. The course will last about 3 weeks if you stick to our recommended timing.
What if I have questions during the course?
Email firstname.lastname@example.org with any technical or content-related questions at any time during the course. We will answer any clarifying questions about the content, though we will not be able to address questions about your unique situation. At the end of the course, you can engage Julie for a one-on-one planning session at a discounted rate to tie up loose ends and answer any lingering questions about how the content applies to your unique situation.
How is the class delivered?
The course content is delivered through email and tutorial videos. You will receive two modules a week with specific assignments in each email with any spreadsheets, worksheets, checklists, and education content attached to the email.
What if I need help after I complete the course?
For those who complete the course and all course materials—checklists, worksheets, spreadsheets—you may engage Julie for a one-on-one planning session at a discounted rate. Prior to the call, she will review your course work and questions and will come prepared to provide immediate recommendations and guidance unique to your situation.
How long do I have access to the materials?
All content is delivered by email, so just save the emails and you’ll always be able to reference the material in the future. You will have access to course videos for 12 months.
essentials. let's do this.
THE ENTIRE 6-PART COURSE (including all 4 bonuses)
We are thrilled to offer this course and have thoughtfully created content we believe will provide great value to you. That being said, please keep the following in mind as you embark on this course and implement changes to your financial world.
> This is not a one-on-one engagement, which means the content is not customized to your individual situation and needs. We speak to a variety of situations that may fit your needs, but you may have unique planning situations that are not fully addressed in the material.
> It is your responsibility to customize and implement recommendations made throughout the course.
> We are not providing tax, accounting or legal advice. We will raise several planning issues around taxes and legal planning issues and advise you to consult with an accountant and attorney to fully craft and implement the right planning strategies for your situation.
> FFS is not licensed to sell investment or insurance products and as such we do not profit from any of the recommendations made in the course that you choose to implement. We have no affiliation with the companies recommended in the course that may fit your needs for investment management and/or insurance.
The information in this course is provided “AS IS” and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable laws, Ford Financial Solutions, LLC (“FFS”) disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. FFS does not warrant that the information will be free from error. None of the information provided in this course is intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non- securities offering.
The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall FFS be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if FFS or an FFS authorized representative has been advised of the possibility of such damages. In no event shall FFS have any liability to you for damages, losses and causes of action for accessing this site or using information in this course. Information in this course should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.